Bankruptcy is a difficult decision and one not made lightly. You may think it's better to try to file the necessary papers on your own because you don't have the money to pay for a bankruptcy attorney. This is usually not the best idea. It's important when filing for bankruptcy that you have an experienced and dedicated lawyer on your side to ensure everything is filed correctly to avoid any errors.
If you are looking for a bankruptcy attorney, here are some tips to help you find the right one for you.
Search For Accredited Attorneys Online
It might seem pretty daunting to search for a bankruptcy attorney in your area. You may have seen commercials on TV or have read ads in your local newspaper or Facebook groups. There seem to be so many to choose from it's not always easy to find the right one for you.
It can be a good thing to have so many choices in your area. You just need to read through their websites and check out their credentials carefully to see if they would be a good fit for you.
If you wish to narrow it down more, there are a couple of great online resources to check out too. You can look for a bankruptcy attorney at the American Bar Association website. This will list all lawyers that have credentials and meet certain standards.
You can also narrow it down, even more, look specifically for bankruptcy attorneys at the National Association of Consumer Bankruptcy Attorneys. You can search for which attorneys will work best for you when you do your research.
Check Their Experience
You may find that many attorneys will offer services in bankruptcy filing but it's not their typical area of law. While you might get sufficient help using an attorney that knows bankruptcy law, it's always better to find a bankruptcy attorney that specializes in bankruptcy law and has extensive experience in a bankruptcy filing.
There are many nuances and regulations to filing for bankruptcy that must be followed to avoid errors. A bankruptcy attorney will know whether you will need to file for Chapter 7 or Chapter 13 bankruptcy and can walk you through the process explaining everything in detail along the way.
A bankruptcy attorney knows the deadlines of when to file each form and how to correctly fill out each form. In some cases, they can counsel you on whether or not a bankruptcy filing is necessary or if you could potentially instead go for a consolidation loan, payment plan, or even credit counseling.